A teacher in Ogun State , Comfort Mufutau  , has lamented over the unauthorized debit made by her bank , as a result of  a purchase of recharge cards from the Jumia e-commerce store.

It was gathered that Mufutau wanted to  make a transfer  of the sum of #5,000 to a customer ,when she noticed her account had been emptied.

Mufutau immediately approached her bank’s branch in Sango ,Ogun state to lodge her complaint adding that she requested her statement of account in order to trace the missing funds.

While observing her statement of account , she discovered that the missing money was used to purchase recharge cards on Jumia, adding that she never authorized the transactions .

In the statement gathered from Mufutau, she says ;

” On October 5, 2021,  i was at home for the teacher’s day holidays and was about to do a transfer of #5,000 to someone using my GT bank app when i noticed that i couldn’t see the #215,000 in my account

“I quickly went to the Sango 2 GT branch to lodge a complaint , i asked that my statement of account  be printed  , and we found out that my money was used to purchase something on the Jumia app , i contacted Jumia to look into the issue and its representative , Tomi , replied that the money was used in purchasing recharge cards .

“I asked for the number used in purchasing the recharge cards but was told that  they wont be able to release customers details.

The remaining balance on my GTbank app is #2,000 , and i was also seeing a booked balance of #215,000 ,indicating that the money had been removed from my account because of  an ongoing transaction ”

Efforts made by Mufutau  to prevent the #215,000 booked balance from becoming successful  including blocking her account proved abortive

She alleged that the porosity of the bank’s system contributed to the unauthorized debits.

“It was later I started receiving debit alerts for transactions I never initiated. The recharge cards were purchased at N10,000, N50,000 in four places, and N5,000, making N215,000. A banker at the GTB head office told me that the first debit of N10,000 was used to test if my money could be withdrawn.

“I later received the debit alerts on October 7 and 8 for transactions done on the 4th and 5th. I did not give anyone OTP or initiate any transaction requiring OTP. Surprisingly, I saw seven OTPs I never initiated on my phone, but I was home alone and never received any call or gave anyone OTPs, so how was the transaction completed?” she queried.

PUNCH Metro learnt that on October 7, 2021, Mufutau petitioned the head, legal department, GTB, regarding her case, but did not get a response.

The petition was titled, ‘Fraudulent disappearance of N215,000 in my GTBank account.’

Mufutau said she also petitioned the Area F Police Command in Ikeja, Lagos State.

Our correspondent obtained a document indicating that the Assistant Commissioner of Police, Area F, John Ali-Zongo, petitioned the Head of Legal Department, Jumia Nigeria, over the case.

The document, dated October 20, 2021, read in part, “This office is investigating a case of criminal conspiracy and stealing in which the fleeing suspect(s) used transaction numbers to perpetrate the crime.

“You are kindly requested to furnish the office with the following information: name, address and location of the airtime purchasers/beneficiaries; phone numbers, photographs of the airtime purchasers/beneficiaries, among others.”

Around 10.13am the following day, Mufutau said she got an email from Jumia regarding her case.

The email read, “Kindly note that we are liaising with the police regarding your request. Kindly follow up with the police to get updated information about the issue.”

The teacher said she received another email from the e-commerce store that it was unable to find any document from the police regarding her case, but urged Mufutau to send an acknowledgement letter of the area commander’s petition to Jumia.

The 36-year-old said since she scanned the letter to Jumia, she had yet to get a response or the phone numbers of the suspects.

The victim stated that subsequent emails to the online company were not replied.

She alleged that Jumia was protecting the perpetrators of the crime because of its complicity.

When contacted during working hours, a spokesperson for GTB, Chichi Ikonta, promised to connect our correspondent to an official for a reaction.

She had yet to do so as of the time this report was filed.

Subsequent calls and a text message to get a reaction from Ikonta were abortive.

Our correspondent sent an email regarding the case to Jumia Nigeria, but had yet to get a reaction as of press time.